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This page is a compliance template and has not yet been reviewed by an attorney. It must not be treated as final legal language before commercial launch. See docs/LEGAL_REVIEW_CHECKLIST.md.
Legal
By accessing or using the GrowLocal Capital website, assessment, consulting request forms, or related services (together, the "Services"), you agree to these Terms of Service. If you do not agree, please do not use the Services.
GrowLocal Capital provides business-funding education, a general capital-readiness assessment, optional paid consulting deliverables, and, where appropriate and authorized, introductions to independent funding providers following human administrator review. GrowLocal Capital is not a lender and does not make credit decisions. Funding products are offered by independent providers and are subject to their underwriting, terms, availability, and applicable requirements. GrowLocal Capital may receive compensation from certain providers when a referred business obtains or purchases a product. No approval, rate, term, introductory period, or funding amount is guaranteed.
Nothing on this site, in any readiness report, or in any communication from GrowLocal Capital constitutes a guarantee of approval, rate, term, or funding amount from any provider. Readiness categories and educational content are general in nature and are not tailored financial, legal, tax, or credit advice for your specific circumstances.
You agree to provide accurate information when using the assessment, contact form, or consultation request, and to independently review any terms offered by an independent provider before accepting them. You are responsible for your own decisions regarding whether to apply for, accept, or decline any funding product.
[Placeholder, to be finalized by counsel.] To the fullest extent permitted by law, GrowLocal Capital and its affiliates will not be liable for indirect, incidental, or consequential damages arising from your use of the Services or your dealings with any independent provider.
[Placeholder, to be finalized by counsel.] These Terms will be governed by the laws of the jurisdiction specified in a final, attorney-reviewed version of this agreement.
For questions about these Terms, please contact us.