About
GrowLocal Capital was created to help established local-service businesses, the trucking companies, contractors, and neighborhood shops that keep communities running, understand their funding options before they walk into an application.
Many owners in these industries are excellent operators but have never had a clear, plain-language explanation of how business credit cards, bank loans, SBA financing, equipment financing, invoice factoring, and revenue-based financing actually differ, or what a provider will realistically look for.
Our approach starts with education and a general capital-readiness assessment, followed by human review of every result before anything is finalized. When a client decides they would like to be introduced to an independent funding provider, a GrowLocal Capital administrator confirms that referral individually. We do not automate matching between clients and providers.
Operating principles
Education first
Every interaction begins with information. Business owners should understand what providers typically look for before they apply anywhere.
Human review on every result
No readiness report is finalized and no referral is offered without a person reviewing the assessment first.
Transparency over persuasion
Compensation from providers is disclosed. Affiliation with GrowLocalHub is disclosed. Nothing is hidden to make a sale easier.
Client authorization controls referrals
Provider introductions happen only when you request them. There is no automatic matching, and you can decline at any stage.
GrowLocal Capital focuses on established local-service businesses, including:
This list is not exhaustive, and not every business in these industries or others qualifies for every funding product described on this site.
GrowLocal Capital and GrowLocalHub are affiliated services. GrowLocal Capital may receive compensation from independent funding providers for certain referrals. GrowLocalHub may separately earn revenue if you voluntarily purchase its website or business-growth services. You are not required to purchase GrowLocalHub services to use GrowLocal Capital, receive an assessment, or authorize a provider referral.
Ready to see where your business stands?
The assessment takes about five minutes and is reviewed by a person before you receive your report.